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Get covered with Dog Walking Insurance

Welcome to Tivly, your guide to finding your best business insurance options.

Welcome to Tivly, your guide to find you the best insurance options for personal and commercial business needs.

Dog Walking Insurance: Protecting Your Business and Peace of Mind

Running a dog-walking business is a great way to earn money and spend your days. With those wagging tails, happy barks, and outdoor adventures, you might feel like you're not working at all. But alongside that unbridled joy comes big responsibility. From property damage or injuries to unexpected accidents, working with animals can be unpredictable. That's why you need a robust dog-walking insurance policy in place.

Whether you're a solo dog walker or manage a team of walkers, protecting your business with the right insurance coverage ensures it's ready for and protected against anything. It means you can focus on keeping those tails wagging without worrying about the unexpected.

What Is Dog Walking Insurance?

Dog walking insurance is designed for businesses that offer dog walking services. It's also known as animal bailee insurance and applies to anyone temporarily caring for animals.

These policies are designed to protect against common pitfalls, including medical costs, property damage, and personal property costs. They're the ideal solution for dog walkers and pet sitters and are tailored to suit the unique needs of each business. A comprehensive business insurance policy helps safeguard business operations while offering peace of mind to clients.

Here are some areas covered by dog walking insurance:

  • Bodily injuries: Protects you if a dog in your care causes bodily injuries to another person
  • Medical expenses: Covers the cost of medical treatment if someone is injured due to your services
  • Property damage: Provides animal damage coverage for property damage caused by the dogs under your supervision
  • Animal bailee insurance: Protects you in the event of injury or loss of an animal in your care

Who Needs Dog Walking Insurance?

Dog walking insurance is suitable for anyone involved in professional dog walking. Whether you're starting a business or actively running one, getting a policy in place should be a top priority. This insurance is a must for:

  • Independent dog walkers: Even small-scale operations face risks that could result in costly claims.
  • Pet sitting businesses: Many pet sitters offer dog walking as part of their services, requiring dual coverage for both activities.
  • Larger walking businesses: Comprehensive business insurance is essential if you employ additional walkers or operate a fleet of vehicles.

Beyond professional dog walkers, those who handle multiple animals or offer supplementary services like pet transportation or overnight sitting can benefit from insurance. If you use a vehicle for your business, you also need to consider commercial auto insurance.

Types of Business Insurance for Dog Walkers

Dog walking businesses face various risks, and the right insurance policy ensures robust protection. Here are the most common types of coverage to consider:

  • General liability insurance: Covers injuries to third parties and property damage caused by the dogs in your care
  • Animal bailee insurance: Provides coverage if an animal is injured, lost, or killed while under your supervision
  • Commercial auto insurance: Essential for dog walkers who transport pets using personal or company vehicles
  • Workers’ compensation insurance: Protects employees of your walking business in case of work-related injuries
  • Business insurance policy: Combines multiple coverage types into a single plan, ensuring comprehensive protection

Additionally, some policies include optional add-ons such as animal damage coverage to protect against damage caused by pets, ensuring your business is prepared for all eventualities.

How Much Does Dog Walking Insurance Cost?

The cost of dog walking insurance varies based on several factors, including the size of your business, the type of coverage, and your location.

For those seeking specific coverage for the animals in their care, prices start as low as $16 annually for a policy with a $2,000 one-animal limit, a $6,000 transportation limit, and a $25,000 overall limit. For more comprehensive coverage, such as a $1,000,000 one-animal limit, $1,000,000 transportation limit, and $3,000,000 overall limit, premiums can reach up to $4,613 annually.

Benefits of Dog Walking Insurance

Investing in insurance offers more than financial protection — it also enhances your business’ reputation. Clients feel reassured knowing their pets are cared for by a professional who takes risk management seriously. With the right policy, you can confidently focus on growing your walking business without fear of unexpected setbacks.

Get a Quote for Dog Walking Insurance

Choosing the right insurance for your dog walking business doesn’t need to be complicated. We’re here to help you find a policy that suits your specific needs and budget. Whether you’re looking for basic liability coverage or a comprehensive business insurance policy that includes workers' compensation insurance, our team can help.

Don’t leave your business unprotected. Contact us today for a quick quote tailored to your walking business and take the first step toward peace of mind.