There are many forms of identity theft occurring today, and yet little has been done to prevent it. At this time, there is no government or private organization to oversee it therefore it is left to the individual to take charge of their own information. However, very few understand its depth.
Identity theft is best known through credit cards, and there is a lot of information as to breach. But there are other thefts occurring each day. Some of them are:
Medical identity thefts – with collections
Child credit risks – using a child to obtain credit
Military Identity theft – deployment leaves a long time before discovery
Risks due to Relocation – unprotected mail
Estate Identity theft – deceased person information
Travel Identity theft – stolen documentation to obtain funds
Disaster Identity theft – catastrophic events scattering sensitive information
Many companies and government agencies are more sensitive to this type of crime and taking measures to safeguard our information. However, we as consumers, need to educate ourselves in protection, and vigilance. Timely reporting is key to preventing this risk. Insurance companies are looking into this risk, and coming up with new programs to help ease the loss felt by an individual or business. Please check with your agent or call one of ours to see about obtaining insurance coverage.
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